BUSINESS & LEARNING

Banking & Credit Analysis Academy

Learn how banks work and how lenders decide who to lend to and at what price. Six modules and 18 lessons: what banks do and how loans create deposits, net interest margin, liquidity, bank runs and deposit insurance, the five Cs of credit, expected loss (PD, LGD, EAD) and IFRS 9, ratings and concentration, credit scores and cut-offs, mortgage affordability (LTV, LTI, stress), fair collections, analysing and structuring business loans, covenants and warning signs, risk-based pricing, Basel capital and risk-weighted assets, credit cycles and stress tests, the LCR and NSFR, supervisors and resolution, and financial crime. Eight simulations: run a bank, survive a bank run, sort the five Cs, set a score cut-off, test mortgage affordability, decide on a business loan, price a loan and meet capital ratios. Made-up banks and borrowers, in dollars, euros or pounds.

Ready to try · Learn how banks work and how lenders decide who to lend to and at what price. Six modules and 18 lessons: what banks do and how loans create deposits, net interest margin, liquidity, bank runs and deposit insurance, the five Cs of credit, expected loss (PD, LGD, EAD) and IFRS 9, ratings and concentration, credit scores and cut-offs, mortgage affordability (LTV, LTI, stress), fair collections, analysing and structuring business loans, covenants and warning signs, risk-based pricing, Basel capital and risk-weighted assets, credit cycles and stress tests, the LCR and NSFR, supervisors and resolution, and financial crime. Eight simulations: run a bank, survive a bank run, sort the five Cs, set a score cut-off, test mortgage affordability, decide on a business loan, price a loan and meet capital ratios. Made-up banks and borrowers, in dollars, euros or pounds.