BUSINESS & LEARNING

Personal Finance Academy

Learn to manage your own money by following Lena, a made-up 24-year-old in her first job. Eight modules and 24 lessons: payslips and tax bands, budgeting and the 50/30/20 rule, sinking funds and the emergency fund, compound interest and inflation, saving for goals, borrowing costs and APR, credit cards, paying off debts, renting or buying, mortgages, investing, fees and index funds, insurance, scams and your credit history, pensions and retirement income. Eleven simulations: read a payslip, build a budget with sliders, play a year of money decisions, explore compound interest, escape the minimum-payment trap, compare avalanche and snowball, work the mortgage desk, see what fees cost, spot scams and plan a pension. Practice with new figures every time, in dollars, euros or pounds. General education, not advice.

Ready to try · Learn to manage your own money by following Lena, a made-up 24-year-old in her first job. Eight modules and 24 lessons: payslips and tax bands, budgeting and the 50/30/20 rule, sinking funds and the emergency fund, compound interest and inflation, saving for goals, borrowing costs and APR, credit cards, paying off debts, renting or buying, mortgages, investing, fees and index funds, insurance, scams and your credit history, pensions and retirement income. Eleven simulations: read a payslip, build a budget with sliders, play a year of money decisions, explore compound interest, escape the minimum-payment trap, compare avalanche and snowball, work the mortgage desk, see what fees cost, spot scams and plan a pension. Practice with new figures every time, in dollars, euros or pounds. General education, not advice.